Our team

Mary Margedant —Owner and Loan Originator

Mary is the person you want on your side when it comes to home financing. With years of experience and hundreds of successfully closed loans, she brings unmatched knowledge, persistence, and creativity to every transaction. Whether it’s a straightforward purchase or a complex loan scenario, Mary has likely seen it before and found a solution.

Outside of work, Mary enjoys interior decorating, cooking, and spoiling her beloved Doodle.

 

Amanda Fox — Loan Originator

Amanda left the corporate world to pursue entrepreneurship and help families achieve homeownership. As a mom of two, she brings focus, determination, and heart to everything she does. Trained by her mother, industry expert Mary Margedant, Amanda approaches every loan with creativity and persistence. No matter how complex the situation, she’s committed to finding a solution.

Grounded in her relationship with Christ, Amanda homeschools her children and loves spending time outdoors with her family—especially e-biking around San Clemente and Dana Point.

 
 

Our commitment to you.

We are committed to using great care in handling your loan experience from application to completion.  Your private documents will be handled with security using state-of-the-art technology. 

We want your customer service experience to be over-the-top amazing.  So much that you will tell a friend!  Our business is built on a positive client experience, one borrower at a time.  We walk you through every step of the transaction to ensure all your questions are answered. 

We are your fiduciaries.

Mortgage Brokers unlike lenders, have a fiduciary duty to act in good faith towards clients.  This means putting your financial interests above ours. 

Borrowers now have even more protection due to a the recent in-acted TILA-RESPA Integrated Disclosures, or “TRID.” Also known as the “Know Before You Owe” act, the TRID mortgage lending rules are meant to help borrowers have more transparency when it comes to the decision-making process for mortgages.